There’s a good chance you’ve come across ads about how to get a free credit report. The Fair Credit Reporting Act requires that every individual has access to their free annual credit report every twelve months from all 3 credit rating reporting agencies: Experian, Equifax, and Transunion. You don’t need to purchase your simple credit […]

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The average credit score Nobody wants to be average and less so when it comes to being financially attractive. But unless you known the average credit score, how are you going to know how good or bad you are? How are you going to stand up to all that competition for getting the loan you […]

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The presence of negative items on a credit report can be a great problem. It will make you ‘a bad credit person.’ In other words, banks and other financial institution will tend to perceive you as someone who does not pay bills on time. Businesses as well as individual citizens may experience adverse effects due […]

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